ALLSTATE HEALTH SOLUTIONS FOR SENIORS AND INDIVIDUALS
The Allstate Corporation (NYSE: ALL) is one of the largest publicly held personal lines insurers in the United States. As part of the Allstate Corporation, Allstate Health Solutions is focused on providing supplemental and short-term coverage options to individuals and associations. Allstate Health Solutions is the marketing name for products underwritten by National Health Insurance Company, Integon National Insurance Company, Integon Indemnity Corporation and American Heritage Life Insurance Company. These four companies, together, are authorized to provide health insurance in all 50 states and the District of Columbia. Each underwriting company is responsible for its respective products. National Health Insurance Company underwrites policies in AK, AL, AR, AZ, CO, DC, DE, GA, IA, ID, IL, IN, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NM, NV, OK, OR, RI, SC, SD, TN ,TX UT, VA, WI, WV, and WY.
SENIOR DENTAL
Allstate Health Solution’s Dental, Vision, Hearing (DVH) PPO plans are designed for adults age 55 and up who want to live their best lives now.
Dental/Vision/Hearing (DVH) PPO Highlights
✅Up to 20% discount when bundled with other products
✅Day 1 coverage available for major services
✅100% coverage for basic services
✅Annual maximums “double-up” in the 2nd year
✅True PPO (Aetna)
SENIOR HOSPITAL INDEMNITY
Hospital Indemnity Insurance can help cover some out-of-pocket medical costs associated with a hospital stay. This can be especially helpful if the major medical plan’s deductible has not been met. Hospital Indemnity benefits are paid directly to the covered person, regardless of other coverage, and can be used for any purpose – there are no restrictions.
SENIOR FINAL EXPENSE
Handling end-of-life finances doesn’t have to be complicated. A Final Expense plan through Allstate Health Solutions is a simple way to help your customers take the financial burden off their loved ones, when they pass.
What makes Final Expense a good fit for your customers?
* Easy-to-understand and transparent underwriting. Applicants answer simple health questions, no medical testing or exams are required.
* Instant decision process, your customers will know if they’re eligible for Final Expense in minutes.
* Customers can sync up their premium to be due the same day they receive their Social Security deposit.
With two plan levels to choose from, they can choose the plan that’s right for them without feeling overwhelmed.
INDIVIDUAL SHORT TERM MEDICAL
Between jobs? Aging out of a family health plan? Waiting for Open Enrollment? Short term health plans are affordable, temporary health plans designed to protect your wallet & your peace of mind during gaps in comprehensive coverage.
* Flexible terms, from 30 days to 3 months
* Coverage for office visits, urgent care & more (varies by plan)
* A wide range of deductibles & out-of-pocket costs
* Access to large national networks
ACCIDENT INSURANCE
Accident insurance is a supplemental plan that pays you a cash benefit for care related to a covered injury or illness. It works with or without health insurance, offering cash relief after an unexpected medical event.
* Flexible terms, from 30 to 364 days
* No network restrictions & no waiting periods
* Guaranteed coverage for applicants aged 18 to 64
* Works with or without health insurance
INDIVIDUAL LIFE, CANCER, CRITICAL ILLNESS
Critical illness plans protect your finances in the event of a covered critical illness. These plans work with or without a health insurance plan, offering financial relief so you can focus on getting better instead of worrying about the cost.
* No deductibles
* No network restrictions
* Lump sum cash benefit up to plan limits
* Four coverage tiers to choose from