WORKERS COMPENSATION
Workers’ Compensation (WC) coverage provides benefits such as wage loss and disability to employees who get sick or injured from work-related incidents.
Start your worker’s compensation insurance quote today to see how much you could save when you only pay for what you need!
GENERAL LIABILITY
General Liability (GL) coverage insures businesses against claims for property damage or personal and advertising injury caused by your employees, services, or business operations.
Start your general liability insurance quote today to see how much you could save when you only pay for what you need!
PROFESSIONAL LIABILITY
Professional Liability (PL) coverage, also known as Errors and Omissions (E&O), protects businesses against claims related to misrepresentation, negligence, and errors in the business’s professional capacity.
Start your professional liability insurance quote today to see how much you could save when you only pay for what you need!
UMBRELLA LIABILITY
Umbrella Insurance (UMB) provides excess liability coverage to help pay for eligible catastrophic business losses that exceed underlying policy liability limits.
Start your umbrella insurance quote today to see how much you could save when you only pay for what you need!
CYBER LIABILITY
Cyber Liability (CL) coverage insures businesses against damages caused by data breaches or other malicious cyber attacks against computer systems.
Start your cyber liability insurance quote today to see how much you could save when you only pay for what you need!
FLOOD
Commercial Flood insurance provides coverage for buildings, the contents in a building, or both, for losses directly caused by flooding.
Start your flood insurance quote today to see how much you could save when you only pay for what you need!
BOP
A Business Owner’s Policy (BOP) combines Commercial Property and General Liability (GL) insurance into one insurance policy. In addition to General Liability it includes coverage for claims resulting from fire, theft or other covered perils.
Start your BOB insurance quote today to see how much you could save when you only pay for what you need!
VEHICLES
Commercial Auto (CA) coverage insures a business for liability damages caused by vehicles operated by its employees in the course of business, and physical damage caused to vehicles insured by the business owner.
Start your commercial auto insurance quote today to see how much you could save when you only pay for what you need!
CRIME
Crime insurance (CRIME) protects a business from criminal acts committed by its employees against the business or its clients such as employee theft, forgery, robbery and fraud.
Start your CRIME insurance quote today to see how much you could save when you only pay for what you need!
EPLI
Employment Practice Liability (EPLI) insures a business from employee, applicant or third party allegations of discrimination, wrongful termination, harassment or other employment-related issues.
Start your EPLI quote today to see how much you could save when you only pay for what you need!
DOL
Directors and Officers Liability (DOL) coverage insures individuals from personal losses if they are personally sued as a result of serving as a director or officer of a business or nonprofit organization.
Start your DOL insurance quote today to see how much you could save when you only pay for what you need!
PROPERTY
Commercial property insurance pays to repair or replace stolen, lost, or damaged business property. It covers your business’s physical location and other assets like equipment.
Start your commercial property insurance quote today to see how much you could save when you only pay for what you need!
Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
Homeowners, renters, condo/co-op, landlord, and mobile home coverages are written through non-affiliated insurance companies and are secured through the WLS Insurance Agency, LLC. The information you provide will be shared with our business partners so that they can return a quote.