ON-EXCHANGE
On-exchange health insurance is health insurance purchased through the Health Insurance Marketplace or a state-run health insurance exchange. The Health Insurance Marketplace is a service available in every state that helps people, families, and small businesses shop for and enroll in affordable medical insurance.
Start your on-exchange health insurance quote today to see how much you could save when you only pay for what you need!
OFF-EXCHANGE
An off-exchange plan is a health insurance policy that is purchased directly from an insurance company or through an agent or broker like WLS Insurance Agency, outside of the official ACA-created health insurance exchange.
Start your off-exchange health insurance quote today to see how much you could save when you only pay for what you need!
CHILDREN
Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities.
Even if you don’t qualify for Medicaid based on income, you should apply. You may qualify for your state’s program, especially if you have children, are pregnant, or have a disability. You can apply for Medicaid and CHIP any time of year.
Create an account to start a Marketplace application.
SHORT TERM
Long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings.
Coverage may include the cost of staying in a nursing home or assisted living facility, adult day care or in-home care. This includes nursing care, physical, occupational or speech therapy and help with day to day activities.
Start your long-term care insurance quote today to see how much you could save when you only pay for what you need!
MEDICARE
Medicare is the health insurance program provided by the U.S. government to people who are 65 & older. Younger people with certain disabilities may also qualify.
FAMILY
GROUP HEALTH
Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
Homeowners, renters, condo/co-op, landlord, and mobile home coverages are written through non-affiliated insurance companies and are secured through the WLS Insurance Agency, LLC. The information you provide will be shared with our business partners so that they can return a quote.